1. TERMS ( FORCED AGREEMENT )
PLEASE READ! THE theinsuranceagentemaillist.com REQUIRES CONSIDERATION FOR AND AS A CONDITION OF ALLOWING YOU ACCESS.
ALL PERSONS UNDER THE AGE OF 18 ARE DENIED ACCESS TO theinsuranceagentemaillist.com IF YOU ARE UNDER 18 YEARS OF AGE, IT IS UNLAWFUL FOR YOU TO VISIT the, READ, OR INTERACT WITH theinsuranceagentemaillist.com OR ITS CONTENTS IN ANY MANNER. theinsuranceagentemaillist.com SPECIFICALLY DENIES ACCESS TO ANY INDIVIDUAL THAT IS COVERED BY THE CHILD ONLINE PRIVACY ACT (COPA) OF 1998.
Visitors, viewers, users, subscribers, members, affiliates, or customers, collectively referred to herein as “Visitors,” are parties to this agreement. The website and its owners and/or operators are parties to this agreement, herein referred to as “Website.”
USE OF INFORMATION FROM THIS WEBSITE
Unless you have entered into an express written contract with this website to the contrary, visitors, viewers, subscribers, members, affiliates, or customers have no right to use this information in a commercial or public setting; they have no right to broadcast it, copy it, save it, print it, sell it, or publish any portions of the content of this website. By viewing the contents of this website you agree on this condition of viewing and you acknowledge that any unauthorized use is unlawful and may subject you to civil or criminal penalties. Again, Visitor has no rights whatsoever to use the content of, or portions thereof, including its databases, invisible pages, linked pages, underlying code, or other intellectual property the site may contain, for any reason for any use whatsoever. Nothing. Visitor agrees to liquidated damages in the amount of U.S.$100,000 in addition to costs and actual damages for breach of this provision. Visitor warrants that he or she understands that accepting this provision is a condition of viewing and that viewing constitutes acceptance.
OWNERSHIP OF WEBSITE OR RIGHT TO USE, SELL, PUBLISH CONTENTS OF THIS WEBSITE
The website and its contents are owned or licensed by the website. Material contained on the website must be presumed to be proprietary and copyrighted. Visitors have no rights whatsoever to the site content. Use of website content for any reason is unlawful unless it is done with express contract or permission of the website.
HYPERLINKING TO SITE, CO-BRANDING, “FRAMING” AND REFERENCING SITE PROHIBITED
Unless expressly authorized by the website, no one may hyperlink this site, or portions thereof, (including, but not limited to, logotypes, trademarks, branding, or copyrighted material) to theirs for any reason. Further, you are not allowed to reference the URL (website address) of this website in any commercial or non-commercial media without express permission, nor are you allowed to ‘frame’ the site. You specifically agree to cooperate with the Website to remove or de-activate any such activities and be liable for all damages. You hereby agree to liquidated damages of US $100,000.00 plus costs and actual damages for violating this provision.
DISCLAIMER FOR CONTENTS OF SITE
The website disclaims any responsibility for the accuracy of the content of this website. Visitors assume all risks of viewing, reading, using, or relying upon this information. Unless you have otherwise formed an express contract to the contrary with the website, you have no right to rely on any information contained herein as accurate. The website makes no such warranty.
DISCLAIMER FOR HARM CAUSED TO YOUR COMPUTER OR SOFTWARE FROM INTERACTING WITH THIS WEBSITE OR ITS CONTENTS. VISITOR ASSUMES ALL RISK OF VIRUSES, WORMS, OR OTHER CORRUPTING FACTORS.
The website assumes no responsibility for damage to computers or software of the visitor or any person the visitor subsequently communicates with from corrupting code or data that is inadvertently passed to the visitor’s computer. Again, visitor views and interacts with this site, or banners or pop-ups or advertising displayed thereon, at his own risk.
DISCLAIMER FOR HARM CAUSED BY DOWNLOADS
Visitor downloads information from this site at his own risk. Website makes no warranty that downloads are free of corrupting computer codes, including, but not limited to, viruses and worms.
LIMITATION OF LIABILITY
By viewing, using, or interacting in any manner with this site, including banners, advertising, or pop-ups, downloads, and as a condition of the website to allow his lawful viewing, Visitor forever waives all right to claims of damage of any and all description based on any causal factor resulting in any possible harm, no matter how heinous or extensive, whether physical or emotional, foreseeable or unforeseeable, whether personal or business in nature.
Visitor agrees that in the event he causes damage, which the Website is required to pay for, the Visitor, as a condition of viewing, promises to reimburse the Website for all.
No additional notice of any kind for any reason is due Visitor and Visitor expressly warrants an understanding that the right to notice is waived as a condition for permission to view or interact with the website.
The arbitration shall be conducted pursuant to the rules of the American Arbitration Association which are in effect on the date a dispute is submitted to the American Arbitration Association. Information about the American Arbitration Association, its rules, and its forms are available from the American Arbitration Association, 335 Madison Avenue, Floor 10, New York, New York, 10017-4605. The hearing will take place in the city or county of the Seller.
In no case shall the viewer, visitor, member, subscriber, or customer have the right to go to court or have a jury trial. Viewer, visitor, member, subscriber, or customer will not have the right to engage in pre-trial discovery except as provided in the rules; you will not have the right to participate as a representative or member of any class of claimants pertaining to any claim subject to arbitration; the arbitrator’s decision will be final and binding with limited rights of appeal.
The prevailing party shall be reimbursed by the other party for any and all costs associated with the dispute arbitration, including attorney fees, collection fees, investigation fees, travel expenses.
JURISDICTION AND VENUE
If any matter concerning this purchase shall be brought before a court of law, pre-or post-arbitration, Viewer, visitor, member, subscriber or customer agrees to that the sole and proper jurisdiction to be the state and city declared in the contact information of the web owner unless otherwise here specified. In the event that litigation is in a federal court, the proper court shall be the closest federal court to the Seller’s address.
Viewer, visitor, member, subscriber, or customer agrees that the applicable law to be applied shall, in all cases, be that of the state of the Seller.
CONTACT INFORMATION The Seller of this product is the Mailing address: The Insurance Agent Email List 2000 PGA Boulevard #4440, Palm Beach Gardens, United States Contact Email: email@example.com, All Rights Reserved.
2. CALIFORNIA PRIVACY RIGHTS
If you are a California resident, California Civil Code Section 1798.83 permits you to request information regarding the disclosure of your personal information by The Insurance Agent Email List to third parties for the third parties’ direct marketing purposes. To make such a request, please send an email to firstname.lastname@example.org or write to us:
2000 PGA Boulevard #4440, Palm Beach Gardens, FL 33408
If you are a California resident under the age of 18, and a registered user of any site where this policy is posted, California Business and Professions Code Section 22581 permits you to request and obtain removal of content or information you have publicly posted. To make such a request, please send an email with a detailed description of the specific content or information to email@example.com. Please be aware that such a request does not ensure complete or comprehensive removal of the content or information you have posted and that there may be circumstances in which the law does not require or allow removal even if requested.
3. EARNINGS DISCLAIMER
Every effort has been made to accurately represent this product and its potential. Even though this industry is one of the few where one can write their own check in terms of earnings, there is no guarantee that you will earn any money using the techniques and ideas in these materials. Examples in these materials are not to be interpreted as a promise or guarantee of earnings. Earning potential is entirely dependent on the person using our product, ideas, and techniques. We do not purport this as a “get rich scheme.”
Any claims made of actual earnings or examples of actual results can be verified upon request. Your level of success in attaining the results claimed in our materials depends on the time you devote to the program, ideas and techniques mentioned, your finances, knowledge, and various skills. Since these factors differ according to individuals, we cannot guarantee your success or income level. Nor are we responsible for any of your actions.
Materials in our product and our website may contain information that includes or is based upon forward-looking statements within the meaning of the securities litigation reform act of 1995. Forward-looking statements give our expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words such as “anticipate,” “estimate,” “expect,” “project,” “intend,” “plan,” “believe,” and other words and terms of similar meaning in connection with a description of potential earnings or financial performance.
Any and all forward-looking statements here or on any of our sales material are intended to express our opinion of earnings potential. Many factors will be important in determining your actual results and no guarantees are made that you will achieve results similar to ours or anybody else’s, in fact, no guarantees are made that you will achieve any results from our ideas and techniques in our material.
The author and publisher disclaim any warranties (express or implied), merchantability, or fitness for any particular purpose. The author and publisher shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental, or other consequential damages arising directly or indirectly from any use of this material, which is provided “as is”, and without warranties.
As always, the advice of a competent legal, tax, accounting, or other professional should be sought.
theinsuranceagentemaillist.com does not warrant the performance, effectiveness, or applicability of any sites listed or linked to on the theinsuranceagentemaillist.com
All links are for information purposes only and are not warranted for content, accuracy, or any other implied or explicit purpose.
The information contained in theinsuranceagentemaillist.com is for general information purposes only. The information is provided by theinsuranceagentemaillist.com and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to theinsuranceagentemaillist.com or the information, products, services, or related graphics contained on theinsuranceagentemaillist.com for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of the theinsuranceagentemaillist.com.
Through theinsuranceagentemaillist.com you are able to link to other websites which are not under the control of the theinsuranceagentemaillist.com. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.
Every effort is made to keep theinsuranceagentemaillist.com up and running smoothly. However, theinsuranceagentemaillist.com takes no responsibility for, and will not be liable for, theinsuranceagentemaillist.com being temporarily unavailable due to technical issues beyond our control.
Unique experiences and past performances do not guarantee future results! Testimonials herein are unsolicited and are non-representative of all clients; certain accounts may have worse performance than that indicated. involves risk and there is always the potential for loss. Your results may vary. If you do not have the extra capital that you can afford to lose, you should not invest in the market.
6. LINKING POLICY
Status of linking policy
theinsuranceagentemaillist.com welcomes links to this website [made in accordance with the terms of this linking policy].
[This linking policy is intended to assist you when linking to this website.] OR [By using this website you agree to be bound by the terms and conditions of this linking policy.]
Links to theinsuranceagentemaillist.com
Links pointing to theinsuranceagentemaillist.com should not be misleading.
Appropriate link text should be always be used.
[From time to time we may update the URL structure of our website, and unless we agree in writing otherwise, you are responsible for updating said links.] You must not use our logo to link to this website (or otherwise) without our express written permission.
You must not frame the content of this website or use any similar technology in relation to the content of this website.
Links from this website
This website includes links to other websites owned and operated by third parties. These links are not endorsements or recommendations.
theinsuranceagentemaillist.com has no control over the contents of third-party websites, and theinsuranceagentemaillist.com accepts no responsibility for them or for any loss or damage that may arise from your use of them.
Removal of links
You agree that, should we request the deletion of a link to the theinsuranceagentemaillist.com that is within your control, you will delete the link promptly.
If you would like us to remove a link to your website that is included on theinsuranceagentemaillist.com, please contact us using the contact details below. Note that unless you have a legal right to demand removal, such removal will be at our discretion.
Changes to this linking policy
We may amend this linking policy at any time by publishing a new version on this website.
Should you have any questions about this linking policy, please contact us using the details set out below:
Contact Email: firstname.lastname@example.org, All Rights Reserved.
7. RETURNS AND REFUND POLICY: NO REFUNDS
Thanks for purchasing our products (or subscribing to our services) at theinsuranceagentemaillist.com operated by The Insurance Agent Email List
ALL SALES ARE FINAL AND NON-REFUNDABLE
By processing an order and submitting your contact and financial information for the purchase for a list or service on this site you are entering into a binding purchase contract.
I authorize the theinsuranceagentemaillist.com operated by The Insurance Agent Email List to charge my credit card in full the purchase of any list download or services. I affirm that all personal information, credit card information, billing information is true and correct. I have read and understood the theinsuranceagentemaillist.com operated by The Insurance Agent Email List terms of service published on the site. I agree to pay theinsuranceagentemaillist.com operated by The Insurance Agent Email List for my order placed on this site.
We do not offer refunds. All sales are considered final.
Due to the nature of our business, unfortunately, there is no effective way for us to issue refunds.
We will be happy to answer questions regarding our products before your purchase to ensure they will meet your needs. Thank you for your understanding.
If you have any additional questions or would like to request a refund, feel free to contact us using the contact information below.
The Insurance Agent Email List
2000 PGA Boulevard #4440, Palm Beach Gardens, FL 33408
Palm Beach Gardens,
8. ANTI SPAM
What is spam?
In the context of electronic messaging, spam refers to unsolicited, bulk, or indiscriminate messages typically sent for a commercial purpose.
The Insurance Agent Email List theinsuranceagentemaillist.com has a zero-tolerance spam policy.
Automated spam filtering
theinsuranceagentemaillist.com ‘s messaging systems automatically scan all incoming email messages and filter out messages that appear to be spam.
Problems with spam filtering
No message filtering system is 100% accurate, and from time to time legitimate messages will be filtered out by theinsuranceagentemaillist.com ‘s systems.
If you believe this has happened to a message you have sent, please advise the message recipient by another means.
You can reduce the risk of a message being caught by the spam filters by sending the message in plain text (i.e. no HTML), removing any attachments, and ensuring that your messages are scanned for malware before dispatch.
Receipt of unwanted messages from the theinsuranceagentemaillist.com
In the unlikely event that you receive any message from theinsuranceagentemaillist.com or sent using theinsuranceagentemaillist.com ‘s systems that may be considered to be spam, please contact theinsuranceagentemaillist.com using the details below and the matter will be investigated.
Changes to this anti-spam policy
theinsuranceagentemaillist.com may amend this anti-spam policy at any time by publishing a new version on this website.
9. FTC STATEMENT
The disclosure that follows is designed to ensure theinsuranceagentemaillist.com ‘s full compliance with the Federal Trade Commission’s policy that demands theinsuranceagentemaillist.com be transparent about any and all affiliate relations theinsuranceagentemaillist.com may have on this website. In plain English, you, the visitor or customer, should assume that any and all links on this site are affiliate links. If you click on these links and go visit the resulting site, a cookie will be set in your web browser that will cause us to receive a commission “IF” you purchase a product on the other end. This is a legitimate way to monetize and pay for the operation of websites and the theinsuranceagentemaillist.com gladly reveals our affiliate relationships to you.
In addition, theinsuranceagentemaillist.com fully discloses that hyperlinks on this site are in most cases shortened, and in some cases cloaked to hide long ugly links for functionality and tracking purposes. theinsuranceagentemaillist.com has nothing to hide and theinsuranceagentemaillist.com are proud of our relationship with the fine vendors, products, and services found on this site. Link tracking, shortening, and cloaking is a very common practice on all types of websites.
Further, theinsuranceagentemaillist.com does not receive physical products or cash directly in exchange for any reviews or posts you find on this site. No one has paid us to do reviews or posts. theinsuranceagentemaillist.com has to tell you that it is possible that our reviews and posts are influenced by our affiliate relationships and may create a conflict of interest. theinsuranceagentemaillist.com does not believe a conflict of interest exists, but you, the visitor or customer, must decide by considering the affiliate relationships and link techniques theinsuranceagentemaillist.com have described. Obviously, theinsuranceagentemaillist.com would like you to buy the service or products theinsuranceagentemaillist.com writes about and theinsuranceagentemaillist.com is influenced by that fact. theinsuranceagentemaillist.com avoids conflict by only reviewing or posting about products and services theinsuranceagentemaillist.com trusts there are plenty of products that the theinsuranceagentemaillist.com can choose from to promote, and the theinsuranceagentemaillist.com focuses on the ones that the theinsuranceagentemaillist.com thinks will cause you to trust us and come back to read more of our feedback. theinsuranceagentemaillist.com strives to always give our honest opinions, findings, beliefs, or experiences on topics or products theinsuranceagentemaillist.com write about and promote.
Other vendors may also pay to place advertising on our sites in the form of banners, widgets, and hyperlinks. These are paid advertisements and while theinsuranceagentemaillist.com does its best to only allow quality products and services to be advertised on our site, theinsuranceagentemaillist.com is not responsible for claims or testimonials made on paid advertising links.
10. Medical Disclaimer
theinsuranceagentemaillist.com contains general information about medical conditions and treatments. The information is not advice, and should not be treated as such.
The medical information on theinsuranceagentemaillist.com is provided without any representations or warranties, express or implied. theinsuranceagentemaillist.com makes no representations or warranties in relation to the medical information on theinsuranceagentemaillist.com.
Without prejudice to the generality of the foregoing paragraph, theinsuranceagentemaillist.com does not warrant that:
(a) the medical information on theinsuranceagentemaillist.com will be constantly available, or available at all; or
(b) the medical information on theinsuranceagentemaillist.com is complete, true, accurate, up-to-date, or non-misleading.
You must not rely on the information on theinsuranceagentemaillist.com as an alternative to medical advice from your doctor or other professional healthcare providers. If you have any specific questions about any medical matter you should consult your doctor or other professional healthcare providers. If you think you may be suffering from any medical condition you should seek immediate medical attention. You should never delay seeking medical advice, disregard medical advice, or discontinue medical treatment because of information on theinsuranceagentemaillist.com.
Limiting our liability
You agree not to hold us liable for any damages arising from or relating to your reliance on any of the medical information provided on the theinsuranceagentemaillist.com.
Additionally, you agree not to repeat the medical information that you read on theinsuranceagentemaillist.com to a third party, as that third party may not have read this disclaimer and understood the caveats involved in receiving the information.
If you should repeat the medical information that you read on the theinsuranceagentemaillist.com to a third party, whether through writing, electronically, or orally, you agree that you will indemnify us and defend us against any claims for damages by that or any other third party which received its information as a result of your actions, either in whole or in part. In other words, if the third party you told the information to repeats it to another third party, you must indemnify us and defend us against claims made by either of those third parties.
11. DOUBLECLICK DART COOKIE
What is the DoubleClick cookie doing on my computer?
If you have a DoubleClick cookie in your Cookies folder, it is most likely a DART cookie. The DoubleClick DART cookie helps marketers learn how well their Internet advertising campaigns or paid search listings perform. Many marketers and Internet websites use DoubleClick’s DART technology to deliver and serve their advertisements or manage their paid search listings. DoubleClick’s DART products set or recognize a unique, persistent cookie when an ad is displayed or a paid listing is selected. The information that the DART cookie helps to give marketers includes the number of unique users their advertisements were displayed to, how many users clicked on their Internet ads or paid listings, and which ads or paid listings they clicked on.
Why does your cookie keep coming back after I delete it?
When you visit any website or search engine on which DoubleClick’s DART technology is used, our servers will check to see if you already have a DART cookie. If the servers do not receive a DART cookie, the servers will try to set a cookie in response to your browser’s “request” to view that Web page. If you do not want a DART cookie with a unique value, you can obtain a DoubleClick DART “opt-out” cookie. Alternatively, you can adjust your Internet browser’s settings for handling cookies. This is explained in the next question.
How can I adjust my cookie settings to accept or decline cookies?
To eliminate cookies you may have currently accepted, and to deny or limit cookies in the future, please follow one of these procedures:
IMPORTANT: IF YOU DELETE YOUR OPT-OUT COOKIE, YOU WILL NEED TO OPT-OUT AGAIN. IF YOUR BROWSER BLOCKS ALL OR THIRD-PARTY COOKIES, YOU WILL BLOCK THE SETTING OF OPT-OUT COOKIES.
* If you are using Internet Explorer 6.0, go to the Tools menu, then to Internet Options, then to the Privacy tab. This version of Internet Explorer is the first to use P3P to distinguish between types of cookies. P3P uses standardized privacy statements made by the cookie issuer to manage your acceptance of cookies. Under the “Privacy” tab, click on the “Advanced” button. Select “Override automatic cookie handling” and choose whether you want to accept, block, or be prompted for “First-party” and “Third-party Cookies.” If you want to block all cookies coming from DoubleClick’s doubleclick.net domain, go to the “Web Sites” section under the “Privacy” tab and click the “Edit” button. In the “Address of Web site” field, enter “doubleclick.net,” select “Block,” click OK (menu will disappear); click OK again and you will be back to the browser.
* If you are using Netscape 6.0+, go to “Edit” in the menu bar, click on “Preferences,” click on “Advanced,” and select the “Cookies” field. Now check either the box that says, “Warn me before accepting a cookie” or “Disable cookies.” Click on “OK.” Now go to your “Start” button, click on “Find,” click on “Files and Folders,” type “cookies.txt” into the search box that appears, and click “Find Now.” When the search results appear, drag all files listed, into the “Recycle Bin.” Now shut down and restart your Netscape. Depending on your earlier choice you will either be prompted by new cookie sets or no cookies will be set or received.* If you are using Mozilla or Safari, please go to their websites to find out how to disable cookies in those programs.
12. EXTERNAL LINKS POLICY
The theinsuranceagentemaillist.com links to other, external websites that provide the information we determine at our discretion contain the most useful information for our program. While many sites provide very useful information, theinsuranceagentemaillist.com only links to those sites which provide the most useful content.
These links may be changed at any time as more useful sites come to our attention. The sole purpose of any external link is to enrich this site for our customers. All requests for the inclusion of a link on this site are first and primarily evaluated with the needs of our customers in mind. Generally, external websites do not meet the purposes of the theinsuranceagentemaillist.com if they contain, suggest, or infer any of the following:
Advocacy of or opposition to any politically, environmentally, or socially controversial subjects, issues, or candidates.
Disparaging or promoting any person or class of persons.
External content not suitable for readers or viewers of all ages, or links to or other promotion of businesses whose products or services are not suitable for persons of all ages.
Promoting or inciting illegal, violent, or socially undesirable conduct.
Promotion or availability of alcohol or tobacco products.
Promotion or availability of illegal drugs.
Promotion or availability of adult or sexually oriented entertainment or materials.
Promotion, opposition, or availability of weapons.
Promotion, opposition, or availability of gambling.
Claims of efficacy, suitability, desirability, or other non-objective statements about businesses, products, or services.
Content that infringes on any trademark, copyright, or patent rights of another.
Claims or representations in violation of advertising or consumer protection laws.
Content that a reasonable citizen may not consider maintaining the dignity and decorum appropriate for government.
This list is a nonexclusive list. The external link policy applies only to websites outside theinsuranceagentemaillist.com. The webmaster shall establish procedures to monitor the implementation and continuing oversight of this policy. These procedures shall include a process for review of all new requests for external content links from the theinsuranceagentemaillist.com Web page to another page to ensure compliance with this policy prior to granting the request.
Each request for such a link shall be evaluated using the following guidelines:
Is the content relevant?
Does the site provide information or services, which are not already available or linked to on theinsuranceagentemaillist.com If not, is the quality of the site comparable to or better than what is already provided?
Is the site well designed, easy to use, cross-browser compliant, and accessible to people with disabilities?
theinsuranceagentemaillist.com reserves the right, at its sole discretion and without explanation, to withdraw at any time any external content for any reason.
13. AFFILIATE DISCLOSURE
The owner of the theinsuranceagentemaillist.com may receive compensation for recommendations made in reference to the products or services on this website.
This compensation may be in the form of money, services, or complimentary products and could exist without any action from a website visitor. Should you purchase a product or service that was recommended by theinsuranceagentemaillist.com, it is understood that some form of compensation might be made to the theinsuranceagentemaillist.com owner. For example, if you click on an affiliate link at theinsuranceagentemaillist.com and then make a purchase of the recommended product or service, the theinsuranceagentemaillist.com owner may receive compensation.
This Compensation Disclosure has been provided for your protection and to fully disclose any relationship between the theinsuranceagentemaillist.com product or service recommendations and the owners of those products or services.
14. FB POLICY
By using our Application and/or Page you agree that you are granting us the right to use, copy, display, distribute, deliver, render, and publicly perform any content that you provide to us. The use of our Application and/or Page is also prohibited in certain countries, specifically ones that have blocked the use of Facebook or where your use of our content would be prohibited.
Type of Information We Automatically Collect from Users:
The information we collect depends on the information you allow others to view on your Facebook profile. However, we will collect at least the following information about you:
Your profile picture
Interactions with our App or Facebook Page
Type of Information We Might Collect if you have Authorized us to collect is:
As we said before, we may collect more information depending on whether you have allowed us to collect it based on your user settings. This includes:
Information about how you interact with your friends
Posts you have “liked”
Calendar of Events
Whether or not you are online
“check-ins” and friends that have checked you in
posts or pictures you are tagged in
How we use your information:
Who do we share your information with?
Application Partners and Third-Party Service Providers: We may share your information with third parties we have partnered with specifically for our Application and/or Fan Page. In addition, we may hire outside companies or third parties to help us manage, create, or maintain our Application and/or Fan Page. These parties are contractually obligated to keep your information confidential, and they will only have access to information that is needed to perform their job.
Other Users: If you have given us permission, and if one of the functions of our Application and/or Fan Page is to allow you to interact with others, you are going to be giving us the ability to share certain information with other users. However, we only share this information if you have allowed us to and if it is allowed by Facebook. We may also analyze how you interact with other users and then aggregate this information, in an anonymized form, to allow us to see how you use our Application and/or Page.
Legal Uses: We may disclose your information if required by a subpoena, through any legal process, to comply with any law or regulation, or by request of any law enforcement agency. We may also disclose your information if we reasonably believe it is necessary to prevent harm or injury or loss, in any way, to us or any third party.
Business Acquisition or Merger: If we are acquired or sell our business, we may transfer your information. You may contact us in the event this happens if you have any concerns with the transfer of your data.
Controlling your Data
You may request that we delete any data about you at any time. Unless you do so, however, we may retain your data until you ask us to delete it, even if we discontinue the Application and/or Page. You may also stop us from collecting information about you if you uninstall our App or remove yourself from our Page or if your account is deleted. We may provide you with the ability to review, correct, or delete your information.
Other Disclosures and Assurances
We DO NOT sell/transfer/give information about your use of Facebook to third parties unless authorized in this Agreement.
We use reasonable safeguards and protections to protect your data. We may have servers located in different jurisdictions so you are consenting to the transfer of this information from your residence to our servers.
We do not allow users under 13 to use our Application or Fan Page and will delete anyone we suspect is underage.
Collection of Information, Use of it and Communication with Parents
Children can investigate the site and can view and print content without giving any individual data other than the automatic collection of device “persistent identifiers,” examined in more detail beneath. Our site just gathers limited individual data if the child registers to become a member or presents a question or request to us. In the event, the data gathered does not permit contact with him or her or his or her gadget (counting, for instance, collected data), we may utilize and uncover it for any reason, to the degree allowed by applicable law.
In the event the child wants to register to our site, we require the following data to be submitted:
Username (we advise the child not to use his or her real name);
Birth month and year.
We additionally require the child to give a parent’s email address. We utilize the parent’s email address to look for parental consent for the child’s enrollment and to clarify what data we are gathering, how we plan to utilize it, and how the parent can renounce consent or demand whenever that we expel the record and erase any individual data gathered from the child (counting the parental contact data).
In the event, that you believe your child is taking part in an action that gathers individual data and you or another parent/guardian have NOT consented, or in the event that you no longer wish for your child to take an interest as an individual from the site, please don’t hesitate to reach us at email@example.com, and we will erase your child’s record and the parental contact data.
Content Generated by Child
Certain exercises on our site and applications permit the child to make or control content and save it. Some of these exercises don’t oblige children to give any individual data and during this time we may not bring about notice to the parents. In the event, when an activity asks the child to provide individual data, we will either ask the submitter to delete the information, or we will look for verifiable parental consent by email for collection. If in addition to collecting information that includes personal information, The Insurance Agent Email List also plans to post the content publicly or share it with a third party for the third party’s own use, we will obtain a higher level of parental consent.
Ensure that the site functions properly;
Enable us to conduct research and analysis to understand, address and improve the use and performance of the site; and Diagnose and respond to problems.
What Child’s Information is Visible on the Site?
We strictly restrict the amount of information freely available for individual who is known to us as a child. When a child posts any type of content on the site, only the age and the content is visible to others. The child’s username is not posted with this submitted content on our site. Despite the fact that the child may create a profile for his or her record (which incorporates the username, password, birth month and year, and parent’s email address), no part of the child’s profile other than the child’s age is openly visible.
What Child’s Information is Shared with Others?
We don’t uncover to outsiders any child’s personal information that we gather other than as follows, in compliance with applicable law: (a) with a parent’s authorization, (b) as required by any relevant law, (c) to third-party services who help us work or deal with the site, (d) as part of aggregated data shared with third-party service providers, our Board of Directors, funders and different accomplices, (e) to conform to legal process, (f) to respond to legislative solicitations, (g) to implement our Terms of Service, (h) to ensure our operations, (i) for assistance in fraud detection and prevention; (j) to secure the rights, protection, well-being or property of The Insurance Agent Email List, your child or others, (k) to allow us to pursue available remedies or limit the damages that we may sustain, and (l) in connection with a disposition of all or a considerable part of our business, resources or stock, for example, a deal, merger, consolidation, redesign, joint venture, task, or bankruptcy or comparable procedures.
Parents Control over Child’s Information
Parents / Guardians may at any time access or change the individual data that we have gathered online from their children. Parents may likewise solicit us to stop the accumulation of information from their children, or to make no further utilization of, or erase, the individual data we have gathered online from their children, in which case, the child’s record will be erased. Parents have to reach us at firstname.lastname@example.org, or by writing to us at the address gave underneath with their request. For your child’s protection, we may need to check your identity before actualizing your demand. We will attempt to agree to your demand when reasonably practicable.
How Parents may Raise Questions and Concerns?
If a parent has any questions or concerns about his or her child’s use of the site, we encourage the parent to contact us at email@example.com or:
The Insurance Agent Email List 2000 PGA Boulevard #4440, Palm Beach Gardens, United States 1-844-993-6245 firstname.lastname@example.org
16. BLOG COMMENTS POLICY
We encourage and welcome comments on our blog. We would also like to thank everyone who takes their time out in posting comments on The Insurance Agent Email List
We generally post all the comments which are useful to all of our readers. However, there are certain instances where we edit or delete the comment(s). This includes:
Comments that are posted solely for the purpose of promotion.
Comments that are spam or have a spammy nature.
Comments which use vulgar language or swear words.
Comments which attack/harass another person individually.
We recommend everyone follow our comment policy rules to help you keep the blog a constructive place for discussion. We reserve the right to edit or delete comments submitted to this blog at any time without notice. The comment policy may be changed at any point in time.
17. NEWSLETTER: SUBSCRIPTION AND DISCLAIMER
If you choose to provide us with your email address or any other personally identifiable information, we will use it only to send you our newsletter or respond to your query.
If you choose to unsubscribe from the newsletters, you’ll stop receiving any newsletters.
We, The Insurance Agent Email List, reserve all copyrights on text or images on the newsletter. The text or images in the newsletter may not be copied or distributed without prior permission of The Insurance Agent Email List.
If there is any approved use of the content, the following conditions should be followed:
The source of copied material should be mentioned as The Insurance Agent Email List,
This statement should appear on all forms of distribution.
You may choose to communicate with us via e-mail. However, in case you do so, you should note that the security of internet e-mail is unreliable. By sending confidential or sensitive e-mail messages which are unencrypted you accept the risks of such uncertainty and possible breach of confidentiality or privacy over the internet.
The information contained in this newsletter is provided by The Insurance Agent Email List as a service/promotion to its users, subscribers, customers, and possible others. It does not contain (legal) advice. Although we try to provide quality information, we do not guarantee results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance for a particular purpose.
In no way The Insurance Agent Email List is liable to the user or any other party for any damages, costs of any character including but not limited to direct or indirect, consequential, incidental, or other costs or damages, via the use of the information contained in the newsletters.
We may make changes to this information at any time without prior notice. We make no commitment to update the information contained in this newsletter.
18. AFFILIATE AGREEMENT
This agreement (“Agreement”) describes the terms and conditions for participation in the (Insert Your Affiliate Program Name Here) Affiliate Program. The terms “Affiliate,” “you,” and “you’re” are referring to you, the person who is applying to participate in our affiliate program. “We” and “our” refer to (Insert Your Affiliate Program Name Here).
You and we are independent parties and you agree that this Agreement shall not create any form of partnership or employer-employee relationship between us. If you are accepting this Agreement on behalf of another person or a company, you agree that you have the authority to bind them.
REGISTRATION AND USE
To be eligible to participate as an affiliate, you must be at least eighteen (18) years old and have a valid tax ID or social security number. If you are in the United States you must complete a W9 form or its equivalent in your country. During the registration process, you may be asked to provide certain information. In providing this information you represent and agree that all information is, and will remain, truthful and current.
We reserve the right to determine whether you are eligible or terminate your participation with us at any time, without notice. We reserve the right to terminate your account at any time without notice or reason, but specifically, we may do so if you or your site violates any term of this Agreement or any applicable law. Termination of your account for breach or violation of law may include forfeiture of any compensation owed and disgorgement of any already paid.
AGREEMENT DURATION AND TERMINATION
This Agreement will begin upon our acceptance of your affiliate application and will end when terminated by either party, but we may terminate this agreement at any time, without notice, for your breach or violation of the law.
Termination may occur at any time, with or without cause, by giving the other party written notice of the termination in accordance with this Agreement. Once the Agreement is terminated, you will immediately cease your participation with the site, remove any offers, content, links, or creative that has been provided to you by us or our advertisers. Once terminated you will forfeit any rights to any compensation from the date of termination.
We may also reject any application if you are from a state that currently imposes a tax on the sale of goods or services by affiliates (i.e. nexus tax) and the advertiser does not wish to promote its products in that state through you.
We may modify any of the terms and conditions within this Agreement at any time and at our sole discretion, regardless of the dissimilarity that may occur between the amended version of the Agreement and the original version. These modifications may include but are not limited to, changes in the scope of available referral fees, fee schedules, payment procedures, and rules relating to our affiliate program. If any of the modifications are unacceptable to you, you must immediately terminate this Agreement and notify us of such notification; you must not continue participating in the affiliate program. By continuing to participate in the program following the posting of a Change Notice or amendments to this Agreement, you are indicating that you accept the modifications and agree to comply with them.
The schedule for you to receive compensation is based on the occurrence of a valid event, which is governed by the terms of the offer and its requirements. We reserve the right, in our sole discretion, to determine the validity of any event that would lead to compensation to you. Furthermore, we will have no obligation to pay for invalid actions or if the advertiser(s) fails to remit payment.
Depending on the particular offer, your compensation may be based on (INSERT YOUR FEE) % of the gross revenue or $____._ per sale as a commission from the particular valid action that would trigger compensation to you (i.e. orders placed through your Affiliate Site). You will only be paid for legitimate compensation that was earned, which is determined by us at our sole discretion. Payment will be made by an approved method that will be posted on the site, and in U.S. Dollars unless otherwise agreed to by both parties in writing. You will be paid only once you have reached a payment threshold of at least $50.00USD (or another number agreed in writing by both parties) and paid on terms of a schedule of ___________days after the last day of the calendar month or another time frame which has been agreed upon in writing by both parties.
(Word This Paragraph to Your Particular Affiliate Program)
For a sale to generate a commission to an Affiliate, the customer must complete the order form, remit full payment for the service ordered, and have their installation completed. You will receive ______% for orders placed through the Affiliate Sites of those sub-Affiliates which you have sponsored into the __________ Affiliate Program. Affiliate commissions will only be paid on sales that are made through qualified Affiliates.
Compensation can only be earned between the acceptance of the Affiliate application and notice of termination. Fees will be paid on the first day of each month by (Insert Your Affiliate Program Name Here). Any returned checks, chargebacks, or fees from a returned order will be adjusted in the following fee payment. If no fee payment is due, a billing invoice for the amount will be issued.
Affiliates must have an active link on their website. In order to qualify for commissions on sub-affiliate sales in any given month, an affiliate must personally sell at least one order during that month. Affiliates will also be responsible for all taxes and fees that they may incur.
(Insert Your Affiliate Program Name Here) will be solely responsible for processing every order placed by a customer on the Affiliate and sub-affiliate sites. Customers who purchase products and services through the (Insert Your Affiliate Program Name Here) will be deemed to be customers of (Insert Your Affiliate Program Name Here). Prices and availability of our products and services may vary from time to time. (Insert Your Affiliate Program Name Here) policies will always determine the price paid by the customer. We reserve the right to reject any order that does not comply with our rules, operating procedures, and policies.
As stated above, your eligibility to participate depends on several things including how you promote the products or services. (Insert Your Affiliate Program Name Here) reserves the right, in its sole discretion and without explanation to you, to reject your participation in the (Insert Your Affiliate Program Name Here) based on-site content. For example, Sites that do not qualify for the (Insert Your Affiliate Program Name Here) Affiliate Program include, but are not limited to, sites that:
-Are X- rated and promote sexually explicit materials
-Promote violence and discord.
-Promote discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age
-Promote illegal or questionable activities
-Violate intellectual property rights or other rights of third parties
– Sites that use spyware, malware, or adware
– Sites that collect personal information about visitors without their knowledge
– Sites that iframe any offer
– Sites that impersonate any person or give the impression that the Site is endorsed by any particular person
– Sites that are unable to direct reasonable amounts of traffic
– Sites that are under construction
– Sites that require a login/password, unless approved by us
– Sites that contain exit pops or ghost pixel firing
– Sites that use fake news stories or are created in a way to resemble a news site (flogs, articles)
-Violate any law of any applicable jurisdiction
-Would otherwise bring our (Insert Your Affiliate Program Name Here) Affiliate Program into disrepute
We reserve the sole right to determine whether your website is disqualified from our program due to the above restrictions.
You must not under any circumstances engage in fraudulent, unfair, or deceptive practices when participating in our (Insert Your Affiliate Program Name Here). This includes, but is not limited to, the practice commonly known as “cookie stuffing,” offering non-existent incentives as a reward for purchasing items, or any other fraudulent, unfair, or deceptive practice. We reserve the right to determine, at our sole discretion, whether you or your site has utilized any fraudulent method or is engaging in deceptive tactics. We may suspend or terminate your account if we have any reason to believe that you are committing fraud or deceit and at any time, at our sole discretion. If your account is suspended or terminated for fraud you will forgo any rights to compensation both paid, and unpaid.
Unsolicited Commercial E-mail – (Insert Your Affiliate Program Name Here) in no way participates in mass unsolicited e-mailing (i.e. spamming), and all Affiliates are expected not to do anything that would violate this policy. Violation of this policy will result in the termination of the Agreement and immediate dismissal from the (Insert Your Affiliate Program Name Here) Affiliate Program, with no refund or payments made for affiliate commissions earned.
DATA AND INTELLECTUAL PROPERTY
Once you are approved, and so long as you remain eligible, you are granted a non-exclusive, revocable, limited non-transferable license to use materials that are provided to you by us or an advertiser for a particular offer. You do not have any intellectual property rights in any of those materials. Furthermore, any data that is collected or generated through your efforts, use, or participation are deemed to be confidential information of our company and become wholly owned by us.
This information is proprietary to us and is considered a trade secret. You will remain responsible for its accuracy and safeguarding it, which includes not reproducing it or storing it in insecure locations. You will not disclose any of this data to anyone outside of this Agreement and will notify us within two (2) hours if you believe the data or your site has been compromised. You will be liable to us for any claims, whether brought or threatened, that are connected to the use or misuse of our site or the data.
You agree not to hold us liable for any damages related to issues beyond our control, including but not limited to, acts of God, war, terrorism, insurrection, riots, criminal activity, natural disasters, disruption of communications or infrastructure, labor shortages, or disruptions (including unlawful strikes), shortages of materials, and any other events which are not within our control
You agree to indemnify us for and defend against any actions by third parties related to your participation in our program. For example, if you violate our anti-spam policy, and we get sued as a result of your activity, you must indemnify us for the damages and legal fees that you cause us to incur.
We make no express or implied warranties or representations with respect to the Affiliate Program or your potential to earn income from the (Insert Your Affiliate Program Name Here) Affiliate Program. In addition, we make no representation that the operation of our site or the Affiliate Sites will be uninterrupted or error-free, and we will not be liable for the consequences of any interruptions or downtime. We expressly disclaim all warranties, whether written or oral. We will not be liable for any damages that you, or any third party, may incur as a result of your use or misuse of our site or promotion of any offer or loss of any data. In jurisdictions that limit or do not allow these exclusions our maximum liability will not exceed any amounts paid to you within the previous three (3) payment cycles.
If any Court strikes down any provision or sentence of this Agreement the rest shall remain intact and in full force and effect.
This Agreement will be governed by the laws applicable in the State of (Insert your state here), without reference to rules governing conflicts of laws. Any action relating to this Agreement must be brought in a court of competent jurisdiction located in (Insert Your City and State Here), or if no such court of competent jurisdiction exists in that geographical area, then the next closest court which has jurisdiction to hear the action; you irrevocably consent to the jurisdiction of these and only these courts. The prevailing party in any dispute or legal action will be entitled to its reasonable attorney’s fees and costs.
You may not assign your rights or obligations under this Agreement, by operation of law or otherwise, without our prior written consent. We, however, may assign or transfer our rights and obligations under this Agreement to a third party where we believe it appropriate for example, if we sell our business to a third party. Subject to that restriction, this Agreement will be binding on, inure to the benefit of, and enforceable against the parties and their respective successors and assigns. Our failure to enforce your strict performance of any provision of this Agreement will not constitute a waiver of our right to subsequently enforce such provision or any other provision of this Agreement.
By submitting this Affiliate Agreement form, you acknowledge that you have read this agreement and agree to all its terms and conditions. You have independently evaluated this program and are not relying on any representation, guarantee, or statement other than as set forth in this agreement.
(Optional) you may choose not to have the following rule with your program.
*Please note that NO COMMISSION is paid on your original purchase of (Insert Your Affiliate Program Name Here). In other words, you cannot buy from yourself or be your first purchase for the sole purpose of discounting your own product purchase.
I have read the terms of this agreement and I accept.
19. COOKIES POLICY
What are cookies?
Cookies are small pieces of text sent by your web browser by a website you visit. A cookie file is stored in your web browser and allows the Service or a third party to recognize you and make your next visit easier and the Service more useful to you. Cookies can be “persistent” or “session” cookies.
Some cookies may fulfill more than one of these purposes. ‘Strictly Necessary cookies let you move around the theinsuranceagentemaillist.com and use essential features like secure areas. Without these cookies, we cannot provide the requested services.
We use these Strictly Necessary cookies to:
Identify you as being logged in to theinsuranceagentemaillist.com and authenticate you. Make sure you connect to the right service on the theinsuranceagentemaillist.com when we make any changes to the way it works
For security purposes
Accepting these cookies is a condition of using the theinsuranceagentemaillist.com, so if you prevent these cookies, we can’t guarantee how the theinsuranceagentemaillist.com will perform during your visit. ‘Performance’ cookies collect information about how you use the theinsuranceagentemaillist.com e.g. which pages you visit, and if you experience any errors. These cookies do not collect any information that could identify you and are only used to help us improve how the theinsuranceagentemaillist.com works, understand the interests of our users and measure the effectiveness of our advertising.
We use performance cookies to:
Carry out web analytics: Provide statistics on how the theinsuranceagentemaillist.com has used Perform affiliate tracking: Provide feedback to affiliated entities that one of our visitors also visited their site. Obtain data on the number of users of the theinsuranceagentemaillist.com that have viewed a product or service Help us improve the theinsuranceagentemaillist.com by measuring any errors that occur. Test different designs for the theinsuranceagentemaillist.com Some of our performance cookies are managed for us by third parties.
‘Functionality cookies are used to provide services or to remember settings to improve your visit.
We use ‘Functionality’ cookies for such purposes as:
Remember settings you’ve applied such as layout, text size, preferences, and colors. Remember if we’ve already asked you if you want to fill in a survey. Remember if you have engaged with a particular component or list on the theinsuranceagentemaillist.com Platform so that it won’t repeat Show you when you’re logged in to the theinsuranceagentemaillist.com, To provide and show embedded video content, some of these cookies are managed for us by third parties. ‘Targeting’ cookies are used to track your visit to the theinsuranceagentemaillist.com, as well other websites, apps, and online services, including the pages you have visited and the links you have followed, which allows theinsuranceagentemaillist.com to display targeted ads to you on the theinsuranceagentemaillist.com.
We may use targeting cookies to:
In addition to our own cookies, we may also use various third parties’ cookies to report usage statistics of the Service, deliver advertisements on and through the Service, and so on.
What are your choices regarding cookies?
What are cookies?
What types of cookies do we use?
What are cookies?
Cookies are often known as browser cookies or tracking cookies. These cookies are small encrypted text files stored in browser directories. Like other web servers, we also place these cookies on your device to collect standard internet log information and visitor behavior information.
The main purpose of placing these cookies is to provide you better user experience on our website. These cookies are used in the following ways:
To keep you signed in
To understand user behavior on how you use our website
To keep track of user visits and activities
To auto-fill login details when your re-visit website
What type of cookies do we use?
There are many types of cookies, however, our website uses mainly below cookies:
These cookies are essential for the basic functions of the website or to provide the product, service, or content requested by you. Without these cookies, we will not be able to provide you the products or services asked for.
These cookies enable the website to provide enhanced functionality and personalization. These cookies are set to provide better services that we have added to our pages.
The website uses this type of cookies to collect information about your visits to our website. Such as:
Which pages did you visit?
What content did you view?
Which links did you click?
And other information about your browser, IP address, device, location. These cookies are used for advertising purposes.
These cookies are set through our site by our advertising partners. These cookies are used to build a profile of your interests and show you relevant advertisements based on your visits. They do not store personal data but store info on your browser and internet device. You can opt-out by not allowing these cookies which will lead to less targeted advertising.
We use these cookies from third-party organizations to get insights into our website. These cookies are set by websites that are not visited by you by adding third-party elements like plugins or ads on their website. Third-party cookies also track user’s activities and save their browsing information for targeting ads.
- What data do we collect?
- How do we collect and use your data?
- Data used for marketing or shared with third parties
- What are your data protection rights?
- Privacy policies for other websites
- How to contact us?
What data do we collect?
We collect your personal information. Personal information is any data that relates to an individual to use as identification like:
- Personal identification information – This data is provided by you for registration and for using other services – name, email address, phone number, country, state, etc.
- Browser and visit information – This data is provided by your browser and visits you made on our website – browser type, operating system, IP address, demographics, etc.
However, you can browse our website without providing your personal information.
How do we collect and use your personal information?
Collection of personal information
We collect your data in the following forms:
- Register online or place an order for any products or services
- Complete a survey or provide feedback on our products or services or via emails
- Visit our website using your browser’s cookies
Use of personal information
We use your personal information for the following purposes:
- To create and manage your account on our website
- To process details related to your orders and refunds
- To identify you once you register on our website
- To provide you better usability and service
- To contact you and respond to your queries and feedbacks
- To understand which sections of the website are visited and how frequently
Data used for marketing or shared with third parties
Data used for marketing
Based on your preference, our organization would like to send you marketing emails for products, services, and offers that you might like. You have the right at any time to stop our organization from contacting you. You can anytime opt-out of our marketing-related emails at a later date.
Data sharing with third-party sites
Our organization will never share your personal information with third-party sites without taking prior permission from you. Though, we share your personal information within the organization, business partners, authorized third-party services.
What are your data protection rights?
We would like to make sure that you are fully aware of your data protection rights. Every user is entitled to the following rights:
- The right to access – You have the right to ask for copies of your personal information provided to us.
- The right to rectification – You have the right to tell us to correct the personal information that you believe needs correction. You also have the right to complete the information you believe is incomplete.
- The right to erase – You have the right to ask us to erase all your personal data at any time.
- The right to object – You have the right to object to our organization’s processing of your personal data, under certain conditions.
- The right to data portability – You can anytime ask us to transfer your personal information to any other organization or directly to you, under certain conditions.
Privacy policies for other linked websites
How to contact us?
Welcome to The Insurance Agent Email List theinsuranceagentemaillist.com We understand that privacy online is important to users of our Site, especially when conducting business. This statement governs our privacy policies with respect to those users of the Site (“Visitors”) who visit without transacting business and Visitors who register to transact business on the Site and make use of the various services offered by The Insurance Agent Email List (collectively, “Services”) (“Authorized Customers”).
“Personally Identifiable Information”
Refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains, including, but not limited to, name, address, phone number, fax number, email address, financial profiles, social security number, and credit card information. Personally, Identifiable Information does not include information that is collected anonymously (that is, without identification of the individual user) or demographic information not connected to an identified individual.
What Personally Identifiable Information is collected?
We may collect basic user profile information from all of our Visitors. We collect the following additional information from our Authorized Customers: the names, addresses, phone numbers, and email addresses of Authorized Customers, the nature and size of the business, and the nature and size of the advertising inventory that the Authorized Customer intends to purchase or sell.
What organizations are collecting the information?
In addition to our direct collection of information, our third-party service vendors (such as credit card companies, clearinghouses, and banks) who may provide such services as credit, insurance, and escrow services may collect this information from our Visitors and Authorized Customers. We do not control how these third parties use such information, but we do ask them to disclose how they use personal information provided to them from Visitors and Authorized Customers. Some of these third parties may be intermediaries that act solely as links in the distribution chain and do not store, retain, or use the information given to them.
How does the Site use Personally Identifiable Information?
We use Personally Identifiable Information to customize the Site, make appropriate service offerings, and fulfill buying and selling requests on the Site. We may email Visitors and Authorized Customers about research or purchase and selling opportunities on the Site or information related to the subject matter of the Site. We may also use Personally Identifiable Information to contact Visitors and Authorized Customers in response to specific inquiries or to provide requested information.
To whom may the information be shared?
Personally Identifiable Information about Authorized Customers may be shared with other Authorized Customers who wish to evaluate potential transactions with other Authorized Customers. We may share aggregated information about our Visitors, including the demographics of our Visitors and Authorized Customers, with our affiliated agencies and third-party vendors. We also offer the opportunity to “opt-out” of receiving information or being contacted by us or by any agency acting on our behalf.
How is Personally Identifiable Information stored?
Personally Identifiable Information collected by The Insurance Agent Email List is securely stored and is not accessible to third parties or employees of The Insurance Agent Email List except for use as indicated above.
What choices are available to Visitors regarding the collection, use, and distribution of the information?
Visitors and Authorized Customers may opt-out of receiving unsolicited information from or being contacted by us and/or our vendors and affiliated agencies by responding to emails as instructed, or by contacting us at [2000 PGA Boulevard #4440, Palm Beach Gardens, United States]
A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns.
Are Cookies Used on the Site?
Cookies used by our service providers
How does The Insurance Agent Email List use login information?
The Insurance Agent Email List uses login information, including, but not limited to, IP addresses, ISPs, and browser types, to analyze trends, administer the Site, track a user’s movement and use, and gather broad demographic information.
What partners or service providers have access to Personally Identifiable Information from Visitors and/or Authorized Customers on the Site?
How does the Site keep Personally Identifiable Information secure?
All of our employees are familiar with our security policy and practices. The Personally Identifiable Information of our Visitors and Authorized Customers is only accessible to a limited number of qualified employees who are given a password in order to gain access to the information. We audit our security systems and processes on a regular basis. Sensitive information, such as credit card numbers or social security numbers, is protected by encryption protocols, in place to protect information sent over the Internet. While we take commercially reasonable measures to maintain a secure site, electronic communications and databases are subject to errors, tampering, and break-ins, and we cannot guarantee or warrant that such events will not take place and we will not be liable to Visitors or Authorized Customers for any such occurrences.
How can Visitors correct any inaccuracies in Personally Identifiable Information?
Visitors and Authorized Customers may contact us to update Personally Identifiable Information about them or to correct any inaccuracies by emailing us at [ email@example.com]
Can a Visitor delete or deactivate Personally Identifiable Information collected by the Site?
We provide Visitors and Authorized Customers with a mechanism to delete/deactivate Personally Identifiable Information from the Site’s database by contacting. However, because of backups and records of deletions, it may be impossible to delete a Visitor’s entry without retaining some residual information. An individual who requests to have Personally Identifiable Information deactivated will have this information functionally deleted, and we will not sell, transfer, or use Personally Identifiable Information relating to that individual in any way moving forward.
These are summarized rights that you have under the data protection law
- The right to access
- The right to rectification
- The right to erasure
- The right to restrict processing
- The right to object to processing
- The right to data portability
- The right to complain to a supervisory authority
- The right to withdraw consent
[theinsuranceagentemaillist.com] contains links to other websites. Please note that when you click on one of these links, you are moving to another website. We encourage you to read the privacy statements of these linked sites as their privacy policies may differ from ours.
23. CONFIDENTIALITY DISCLOSURE
This Confidentiality Disclosure Agreement (“Agreement”) is entered into effective (the “Effective Date”) between:
(the “Disclosing Party”), hereinafter referred to as the “Disclosing Party” (“Disclosing Party”, which expression shall mean and include its authorized representative(s), associates, affiliate, partners it may be appointed on its behalf or who benefit from this Agreement), and hereinafter referred to as the “Recipient Party”(“Recipient Party”, which expression shall mean and include its authorized representative(s), associates, affiliate, partners it may be appointed on its behalf or who benefit from this Agreement).
The Disclosing Party and the Recipient Party are referred to each as a Party and collectively as the Parties.
The Parties wish to discuss certain business opportunities. These discussions may require the Disclosing Party to disclose Confidential Information to the Recipient Party. The Parties wish to protect that Confidential Information.
Disclosing Party means the Party whose Confidential Information is received by the Recipient Party.
Recipient Party means the Party that receives the Disclosing Party’s Confidential Information.
Confidential Information means any information of or about the Disclosing Party that is:
is identified as “confidential” or “proprietary” or “private” at the time of disclosure, when delivered orally or by any other means
Confidential Information will not apply to information that is:
already in Recipient Party’s possession without obligation of confidentiality, obtained from a third party without an obligation of confidentiality independently developed by the Recipient Party.
Obligations and exceptions to obligations
The Disclosing Party warrants that it has the right to disclose its Confidential Information to the Recipient Party.
The Recipient Party agrees not to use the Confidential Information for its own use or for any other purpose other than to carry out the discussions on business opportunities between the Parties.
The Recipient Party agrees that it will not, without the prior written consent of the Disclosing Party:
copy, reproduce, distribute or disclose any of the Disclosing Party’s Confidential Information to any person, corporation, or other entity other than as permitted in writing between the Parties.
Nothing in this Agreement:
restricts the right of a Party to develop, procure, or market products and/or services which may be competitive with those offered by the other Party so long as there is no authorized use of the Confidential Information of the other Party.
This Agreement shall be governed, construed, and interpreted in accordance with the laws of Palm Beach Gardens, United States.
This Agreement will be effective as of the Effective Date and will continue unless terminated by each Party upon prior written notice.
24. DIGITAL MILLENNIUM COPYRIGHT ACT POLICY
Welcome to theinsuranceagentemaillist.com (the “Site”). We respect the intellectual property rights of others just as we expect others to respect our rights. Pursuant to Digital Millennium Copyright Act, Title 17, United States Code, Section 512(c), a copyright owner or their agent may submit a takedown notice to us via our DMCA Agent listed below. As an internet service provider, we are entitled to claim immunity from said infringement claims pursuant to the “safe harbor” provisions of the DMCA. To submit a good faith infringement claim to us, you must submit the notice to us that sets forth the following information:
Notice of Infringement – Claim
- A physical or electronic signature of the copyright owner (or someone authorized to act on behalf of the owner);
- Identification of the copyrighted work claimed to have been infringed;
- Identification of the infringing material to be removed, and information reasonably sufficient to permit the service provider to locate the material. [Please submit the URL of the page in question to assist us in identifying the allegedly offending work];
- Information reasonably sufficient to permit the service provider to contact the complaining party including your name, physical address, email address, phone number, and fax number;
- A statement that the complaining party has a good faith belief that the use of the material is unauthorized by the copyright agent; and
- A statement that the information in the notification is accurate, and, under penalty of perjury, that the complaining party is authorized to act on behalf of the copyright owner.
Title 17 USC §512(f) provides civil damage penalties, including costs and attorney fees, against any person who knowingly and materially misrepresents certain information in a notification of infringement under 17 USC §512(c)(3).
Send all takedown notices through our Contact page. Please send by email for prompt attention.
Please note that we may share the identity and information in any copyright infringement claim we receive with the alleged infringer. In submitting a claim, you understand accept and agree that your identity and claim may be communicated to the alleged infringer.
Counter-Notification – Restoration of Material
If you have received a notice of material being takedown because of a copyright infringement claim, you may provide us with a counter-notification in an effort to have the material in question restored to the site. Said notification must be given in writing to our DMCA Agent and must contain substantially the following elements pursuant to 17 USC Section 512(g)(3):
- Your physical or electronic signature.
- A description of the material that has been taken down and the original location of the material before it was taken down.
- A statement under penalty of perjury that you have a good faith belief that the material was removed or disabled as a result of mistake or misidentification of the material to be removed or disabled.
- Your name, address, and telephone number, and a statement that you consent to the jurisdiction of the federal district court for the judicial district in which the address is located (or if you are outside of the United States, that you consent to the jurisdiction of any judicial district in which the service provider may be found), and that you will accept service of process from the person or company who provided the original infringement notification.
- Send your counter notice through our Contact page. Email is highly recommended.
Repeat Infringer Policy
We take copyright infringement very seriously. Pursuant to the repeat infringer policy requirements of the Digital Millennium Copyright Act, we maintain a list of DMCA notices from copyright holders and make a good faith effort to identify any repeat infringers. Those that violate our internal repeat infringer policy will have their accounts terminated.
We reserve the right to modify the contents of this page and its policy for handling DMCA claims at any time for any reason. You are encouraged to check back to review this policy frequently for any changes.
These Terms govern your access to, usage of all content, Product, and Services available at the theinsuranceagentemaillist.com website (the “Service”) operated by The Insurance Agent Email List (“us”, “we”, or “our”).
Your access to our services is subject to your acceptance, without modification, of all of the terms and conditions contained herein and all other operating rules and policies published and that may be published from time to time by us.
Please read the Agreement carefully before accessing or using our Services. By accessing or using any part of our Services, you agree to be bound by these Terms. If you do not agree to any part of the terms of the Agreement, then you may not access or use our Services.
The Agreement does not transfer from Us to you any of Ours or third-party intellectual property, and all right, title and interest in and to such property will remain (as between the parties) solely with The Insurance Agent Email List and its licensors.
In using the Services, you may use third-party services, products, software, embeds, or applications developed by a third party (“Third Party Services”).
If you use any Third-Party Services, you understand that:
Any use of a Third Party Service is at your own risk, and we shall not be responsible or liable to anyone for Third-Party websites or Services.
You acknowledge and agree that We shall not be responsible or liable for any damage or loss caused or alleged to be caused by or in connection with the use of any such content, goods, or services available on or through any such websites or services.
Where use of any part of our Services requires an account, you agree to provide us with complete and accurate information when you register for an account.
You will be solely responsible and liable for any activity that occurs under your account. You are responsible for keeping your account information up-to-date and for keeping your password secure.
You are responsible for maintaining the security of your account that you use to access the Service. You shall not share or misuse your access credentials. You must notify us immediately of any unauthorized uses of your account or upon becoming aware of any other breach of security.
We may terminate or suspend your access to all or any part of our Services at any time, with or without cause, with or without notice, effective immediately.
If you wish to terminate the Agreement or you’re The Insurance Agent Email List account, you may simply discontinue using our Services.
All provisions of the Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
Our Services are provided “AS IS.” and “AS AVAILABLE” basis. The Insurance Agent Email List and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose, and non-infringement. Neither The Insurance Email List nor its suppliers and licensors makes any warranty that our Services will be error-free or that access thereto will be continuous or uninterrupted. You understand that you download from, or otherwise obtain content or services through, our Services at your own discretion and risk.
Jurisdiction and Applicable Law
Except to the extent any applicable law provides otherwise, the Agreement and any access to or use of our Services will be governed by the laws of the United States.
The proper venue for any disputes arising out of or relating to the Agreement and any access to or use of our Services will be the state and federal courts located in the United States.
The Insurance Agent Email List reserves the right, at our sole discretion, to modify or replace these Terms at any time.
If we make changes that are material, we will let you know by posting on our website, or by sending you an email or other communication before the changes take effect. The notice will designate a reasonable period of time after which the new terms will take effect.
If you disagree with our changes, then you should stop using our Services within the designated notice period, or once the changes become effective.
Your continued use of our Services will be subject to the new terms.
26. CCPA – CALIFORNIA CONSUMER PRIVACY ACT
PRIVACY NOTICE FOR CALIFORNIA RESIDENTS
The Insurance Agent Email List or theinsuranceagentemaillist.com
The owner (or We)
Indicates the natural person(s) or legal entity that provides this Website to Users.
User (or You)
Indicates any natural person or legal entity using this Website.
Information We Collect
The Website collects information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device (“personal information”).
In particular, the Website has collected the following categories of personal information from its consumers within the last 12 months:
|A. Identifiers.||A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver’s license number, passport number, or other similar identifiers.||YES|
|B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).||A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information.||YES|
|C. Protected classification characteristics under California or federal law.||Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth, and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).||YES|
|D. Commercial information.||Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.||YES|
|E. Biometric information.||Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.||YES|
|F. Internet or other similar network activity.||Browsing history, search history, information on a consumer’s interaction with a Website, application, or advertisement.||YES|
|G. Geolocation data.||Physical location or movements.||YES|
|H. Sensory data.||Audio, electronic, visual, thermal, olfactory, or similar information.||YES|
|I. Professional or employment-related information.||Current or past job history or performance evaluations.||YES|
|J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).||Education records directly related to a student maintained by an educational institution or party acting on its behalfs, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.||YES|
|K. Inferences are drawn from other personal information.||Profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.||YES|
Personal information does not include:
- Publicly available information from government records.
- Deidentified or aggregated consumer information.
- Information excluded from the CCPA’s scope, like certain health or medical information and other categories of information protected by different laws.
We obtain the categories of personal information listed above from the following categories of sources:
- Directly from you. For example, from forms you complete or products and services you purchase.
- Indirectly from you. For example, from observing your actions on our Website.
Use of Personal Information
We may use or disclose the personal information we collect for one or more of the following business purposes:
- To fulfill or meet the reason you provided the information. For example, if you share your name and contact information to request a price quote or ask a question about our services, we will use that personal information to respond to your inquiry. If you provide your personal information to purchase a product or service, we will use that information to process your payment and facilitate delivery. We may also save your information to facilitate new product orders or process returns.
- To process your requests, purchases, transactions, and payments and prevent transactional fraud.
- To provide you with support and to respond to your inquiries, including investigating and address your concerns and monitor and improve our responses.
- To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
- As described to you when collecting your personal information or as otherwise set forth in the CCPA.
- To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our or our affiliates’ assets in which personal information held by us or our affiliates about our Website users is among the assets transferred.
We will not collect additional categories of personal information or use the personal information we collect for materially different, unrelated, or incompatible purposes without providing you notice.
Sharing Personal Information
We may disclose your personal information to a third party for business purposes. When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.
We share your personal information with the following categories of third parties:
- Service providers.
- Data Aggregators.
Your Rights and Choices
The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.
Access to Specific Information and Data Portability Rights
You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request (see Exercising Access, Data Portability, and Deletion Rights), we will disclose to you:
- The categories of personal information we’ve collected about you.
- The categories of sources for the personal information we’ve collected about you.
- Our business or commercial purpose for collecting or selling that personal information.
- The categories of third parties with whom we share that personal information.
- The specific pieces of personal information we’ve collected about you (also called a data portability request).
- If we sold or disclosed your personal information for a business purpose, two separate lists disclosing:
- sales, identifying the personal information categories that each category of recipient purchased; and
- disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained.
Deletion Request Rights
You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request (see Exercising Access, Data Portability, and Deletion Rights), we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.
We may deny your deletion request if retaining the information is necessary for us or our service provider(s) to:
- Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you.
- Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
- Debug products to identify and repair errors that impair existing intended functionality.
- Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 seq.). Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
- Comply with a legal obligation.
- Make other internal and lawful uses of that information that are compatible with the context in which you provided it.
Exercising Access, Data Portability, and Deletion Rights
To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us by either:
- Calling us at 1-844-993-6245
- Emailing us at firstname.lastname@example.org
Only you, or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.
You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:
- Provide sufficient information that allows us to reasonably verify you are the person about whom we’ve collected personal information or an authorized representative.
- Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.
We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.
Making a verifiable consumer request does not require you to create an account with us.
We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.
Response Timing and Format
We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time, we will inform you of the reason and extension period in writing.
We will deliver our written response by mail or electronically, at your option.
Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.
We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.
Personal Information Sales
We will not sell your personal information to any party. If in the future, we anticipate selling your personal information to any party, we will provide you with the opt-out and opt-in rights required by the CCPA.
We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:
- Deny your goods or services.
- Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
- Provide you a different level or quality of goods or services.
- Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.
Other California Privacy Rights
California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our Website that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to email@example.com.
Changes to Our Privacy Notice
We reserve the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice, we will post the updated notice on our Website and update the notice’s effective date. Your continued use of our Website following the posting of changes constitutes your acceptance of such changes.